Financing
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Flexible Options for Your Home Improvement Project
A major home improvement can be an important investment. IAC Construction offers access to financing options to help qualified homeowners move forward with eligible projects while managing the cost over time.
Financing availability, approval, rates, terms, and eligible project types are determined by the financing provider. Contact IAC Construction for current financing information or use the application link below.
How Financing Works
01
Estimate Your Project
Contact us for a free, detailed project consultation to determine the overall scope and budget for your home improvement project.
02
Apply Online
Complete a quick and secure online application through our trusted lending partners in just a few minutes.
03
Get Approved & Select Plan
Review available payment plans and select the financing option that best fits your project budget.
04
Start Your Project
Once your financing is approved and finalized, our expert team gets to work bringing your home renovation vision to life.
What Projects Can You Finance?
We offer flexible financing options across all major home improvement and construction services.
- Roofing & Siding
- Custom Deck Building
- Kitchen Remodeling
- Bathroom Renovation
- Drywall & Painting
- Windows & Doors
- Crawl Space Repair
Frequently Asked Questions
Will checking my financing options affect my credit score?
No. Checking your pre-qualification options uses a soft credit inquiry, which allows you to see available rates and terms without impacting your credit score. A hard credit check is only performed if you choose an offer and proceed with the full application.
What credit scores qualify for financing?
Our lending partners offer a wide range of plans suitable for various credit profiles. While higher credit scores unlock the best interest rates, there are competitive financing options available for good, fair, and rebuilding credit scores.
Can I finance the entire cost of my project?
Yes, in most cases, you can finance up to 100% of your total construction or remodeling project cost. This includes materials, labor, and installation fees with zero down payment required for qualified applicants.
Are there any prepayment penalties if I pay off my loan early?
No, there are absolutely no prepayment penalties. You have the flexibility to pay off your balance early or make extra payments at any time without incurring extra fees or charges.
Have a project in mind?
Contact IAC Construction today to request a free estimate.